Conventional Mortgage Loans in Frisco & DFW
Traditional mortgage financing with competitive rates, flexible terms, and the option to remove mortgage insurance at 20% equity — a popular choice for DFW move-up buyers and those with strong credit.
See If You QualifyWhat is a Conventional Loan?
A conventional loan is a mortgage that is not insured or guaranteed by a government agency like the FHA or VA. Instead, these loans follow guidelines set by Fannie Mae and Freddie Mac, government-sponsored enterprises that purchase mortgages from lenders.
Conventional loans are popular among borrowers with good credit and stable income because they often offer competitive rates and more flexibility in terms and property types. They're available for primary residences, second homes, and investment properties.
Benefits of Conventional Loans
FHA vs. Conventional: A Quick Comparison
Important Information
Loan guidelines, rates, and requirements vary based on lender, market conditions, and your individual financial situation. Contact an AXS Mortgage loan officer for current information and personalized guidance.
Frequently Asked Questions
Conventional Loan Quick Facts
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