FHA Loans in Frisco & DFW | First-Time Homebuyer Programs
Government-insured FHA loans with as little as 3.5% down — ideal for first-time homebuyers in Frisco, Plano, McKinney, and across the Dallas–Fort Worth area. Flexible credit requirements and competitive rates.
See If You QualifyWhat is an FHA Loan?
An FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development (HUD). Because these loans are government-insured, lenders can offer more flexible qualification criteria—including lower down payments and credit score requirements—than many conventional loan programs.
FHA loans have been helping Americans achieve homeownership since 1934, and they remain one of the most popular choices for first-time homebuyers and those who may not qualify for conventional financing.
Benefits of FHA Loans
Who May Benefit from an FHA Loan?
- First-time homebuyers
- Buyers with limited savings for down payment
- Those rebuilding credit
- Buyers who may not qualify for conventional loans
Important Information
FHA loan guidelines and eligibility requirements are subject to change. The information provided here is for educational purposes. Contact an AXS Mortgage loan officer for current guidelines and to discuss your specific situation.
Frequently Asked Questions
FHA Loan Quick Facts
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