FHA Loans in Frisco & DFW for First-Time Homebuyers
Government-insured FHA loans with as little as 3.5% down — ideal for first-time homebuyers in Frisco, Plano, McKinney, and across the Dallas–Fort Worth area. Flexible credit requirements and competitive rates.
See If You Qualify for 3.5% DownWhat is an FHA Loan?
An FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the U.S. Department of Housing and Urban Development (HUD). Because these loans are government-insured, lenders can offer more flexible qualification criteria—including lower down payments and credit score requirements—than many conventional loan programs.
FHA loans have been helping Americans achieve homeownership since 1934, and they remain one of the most popular choices for first-time homebuyers and those who may not qualify for conventional financing.
Benefits of FHA Loans
Who May Benefit from an FHA Loan?
- First-time homebuyers
- Buyers with limited savings for down payment
- Those rebuilding credit
- Buyers who may not qualify for conventional loans
Important Information
FHA loan guidelines and eligibility requirements are subject to change. The information provided here is for educational purposes. Contact an AXS Mortgage loan officer for current guidelines and to discuss your specific situation.
Frequently Asked Questions
FHA Loan Quick Facts
Ready to Apply?
Talk to an AXS Mortgage expert to see if an FHA loan is right for your situation.
Get StartedRelated Guides and Loan Options
- FHA vs. Conventional: Which is Right for You?A side-by-side comparison of the two most common loan types.
- Refinance Your Home Loan in Frisco & DFWRate-and-term vs cash-out, costs to weigh, and Texas cash-out rules.
- How to Improve Your Credit Score Before ApplyingPractical steps to prepare your credit before you apply.
- Conventional Loans in Frisco & DFWDown payment, credit and mortgage insurance basics for conventional loans.
Get Your Pre-Approval Letter This Week
Apply online in under 10 minutes or talk to a local DFW loan officer. Soft credit check, no impact on your score to get started.
NMLS #2064422 · Equal Housing Lender · Licensed in Texas